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General Guidelines »   
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  • A new member may begin to loan once he has contributed for three (3) months.
  • The maximum amount per loan is set per level by the Board of Directors. Loans require approval of the Board of Directors.
  • A co-maker is required if the loan amount applied for, or the oustanding balance of a borrower's existing loans, is more than his total Capital Contribution.
  • Pre-termination of a loan is allowed provided seventy (70%) of the loan has been paid.
  • Past due loans are subject to penalty charges.
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